Carla has done it again. Come up with another creative challenge to get us to increase our savings/reduce our spending. She has called it No/Low Spend Challenge and it runs for the entire month of January!
I finished my 2012 budget earlier this month and will use it as a guideline.
My goal for this challenge is to:
- Spend only cash (paper money, no debit or credit) – with the exception of paying the outstanding balance of Diva’s QC trip.
- Put all leftover coins in a jar and put towards savings (hide jar from children who like to rob it for “spare” change)
- Track my spending like a hawk
- Come in under budget for the month
#4 is a big one for me. I have a tendency to slack off towards the end of the month.
So when I come in under budget this month I am going to rinse and repeat for next month. 😉