I am not impressed with myself at this moment.
I have managed to incur my first or second(?) NSF fee, because I am impatient and clearly lacking memory skills. 😦
I have a budget that I swear I know how to use it but I managed to screw it up. 😦
I transferred money into my savings and marked it down in my spreadsheet. But days later when I was checking my savings account I did not see the money show up and there was no pending transaction.
At this point I doubted that I had actually done the transfer and arranged another transfer … you can see where this is going, right?
Anyhoo, both transfers went through with not enough money in my account, the second one resulted in a $45 NSF fee. *hanging head in shame*
I have called my bank and explained that I am an idiot and is there anything they can do and they have offered to go half which is more that I could expect. The credit should appear in my account by the end of next week.
I can’t believe I did this.