I am not impressed with myself at this moment.
I have managed to incur my first or second(?) NSF fee, because I am impatient and clearly lacking memory skills. 😦
I have a budget that I swear I know how to use it but I managed to screw it up. 😦
I transferred money into my savings and marked it down in my spreadsheet. But days later when I was checking my savings account I did not see the money show up and there was no pending transaction.
At this point I doubted that I had actually done the transfer and arranged another transfer … you can see where this is going, right?
Anyhoo, both transfers went through with not enough money in my account, the second one resulted in a $45 NSF fee. *hanging head in shame*
I have called my bank and explained that I am an idiot and is there anything they can do and they have offered to go half which is more that I could expect. The credit should appear in my account by the end of next week.
I can’t believe I did this.
$12.37 taxes (this was to file them)
$14 lunch with co-worker
$1.47 round up savings
$66.50 gas (the most I have EVER spend at once)
$3.01 round up savings
Grand Total: $369.26
Wow, that’s a bit much.
Previously I wrote that lunch with my co-worker was $16 and it was. But since I didn’t have any cash on my that day she spotted me. When I paid her back with a twenty she handed me $6, and was going to give me more as she was not counting tax or tip. I could not get her to take back the extra $2. 😦 Yes, I know my life is hard. lol
On the Wednesday I cheaped out and bought a little bit of gas as my intention was to fill my tank at Costco. I was at Costco Thursday AND Friday and passed by it on Saturday. At no point during any of these three days was the lineup at the pump even remotely small. So I bought gas at the local Shell on Friday. 52 litres worth. My tank only holds 55 litres. I was being foolish. In an effort to save $2+ I risked being stranded at the side of the road. *shaking head* I will not do that again.
On a different note, ONLY 4 more sleeps. I am extremely excited to go away. Even more so that I will get to see my family in MD at the end of the trip. I love visiting family, especially those ones. I wish we lived closer.